Worried behind the wheel

DIA Insurance ADI News

A recent AA survey found that 39% of drivers admit to being scared and uncertain behind the wheel.
In addition, 23% of drivers felt anxious about using the motorways. In a previous survey conducted by the AA, it was found that 13% of women and 11% of men were conscious of the possibility of breaking down while driving.
Accidents, near-misses, embarrassing parking mishaps, fears of breaking down, or just being out of practice, are some of the more common causes behind driving anxiety.
According to Anxiety UK, there are varying degrees of driving phobias; some people can’t drive on motorways, but are able to cope on A and B roads. Other people fear roundabouts, parallel parking, or being caught in traffic and not being able to ‘escape’.
Reporting to the DVLA
In the case of anxiety and depression, as long as your doctor can confirm that there are no concentration problems, agitation, behavioural disturbance or suicidal thoughts, the DVLA do not need to be told. If your doctor thinks you could have severe driving anxiety, you must tell the DVLA about your condition.
The DVLA can’t contact your car insurance provider on your behalf. It’s your responsibility to let your insurer know about your anxiety if you’re advised to by a doctor.
Does declaring anxiety affect the cost of car insurance?
Your insurance company can’t charge a higher premium or increase excess without evidence that you’re an increased risk; there’s no general policy to charge more for people with anxiety as this would be unlawful discrimination.

Source: ADI News

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